For 9 years, Evelyn Badilla, a 42-year-old fish vendor, has become a member of CARD Bank, Inc., a member institution of CARD Mutually Reinforcing Institutions and an institution that provides microfinance loans, SME loans, and other loans tailored-fit to the evolving needs of its clients, especially the socio-economically challenged women and families, in Mati City and her life evidently improved. Before becoming a member, she experienced all sorts of struggle as a fish vendor such as not being able to afford to rent a space in the market. She walks by feet to sell her fishes under the extreme heat of the sun. She also tried borrowing from small lending companies but instead of help, she got buried with more loans. At present, her loan grew from Php3,000 to Php80,000 as additional capital to her growing business and shared how the institution helped her. Moreover, she owns few fishing boats and more or less 10 people who worked for her. The biggest fishing boat she will ever own is still under construction and was expected to operate weeks from now.