ALL SMILES!

The microfinance clients of CARD Bank, Inc. in Tagum City, Davao del Norte were all delighted as Dr. Jaime Aristotle B. Alip (center), the founder and chairman emeritus of CARD Mutually Reinforcing Institutions (CARD MRI), visited them during their organized weekly center meeting together with his CMDI-Tagum College students. At the center meeting, Dr. Alip encouraged the clients to maintain their performance in terms of Repayment, Attendance, Project, and Attitude (RAPA). He also emphasized the importance of attending weekly meetings. The center meeting is the time where clients gather together and discuss various agenda to further advance their group and respective businesses. A credit with education (CwE) is also facilitated at the center by CARD’s Account Officer (AO). These module-type CwE sessions cover topics on business development, financial literacy, health protection, and disaster management, among others. This year, Dr. Alip is expected to visit more centers in Mindanao because he also seats as the dean of the college of business and management of CARD-MRI Development Institute (CMDI) in Tagum City. CARD Bank and CMDI are member institutions of CARD MRI, a group of 21 institutions that aims to eradicate poverty in the country.