CARD MRI Senior Advisers
| Dr. Jaime Aristotle B. Alip
Founder and Chairman, CARD MRI |
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| Dr. Dolores M. Torres Senior Management Adviser, CARD Bank Inc. |
Ms. Mary Jane Perreras Senior Management Adviser, CARD SME Bank |
| Ms. Aniceta R. Alip Senior Management Adviser, CARD Inc |
Mr. Raul Dizon Senior Management Adviser, CMIT |
CARD MRI Executive Committee
| Ms. Flordeliza L. Sarmiento Managing Director, CARD MRI |
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| Ms. Jocelyn D. Dequito Executive Director, CARD, Inc. |
Ms. Lorenza dT. Bañez Executive Vice President, CARD Bank, Inc. |
| Ms. Marivic M. Austria President/CEO, CARD Bank, Inc. |
Ms. Lourdes B. Dijan Executive Vice President for Finance, CARD Bank, Inc. |
| Mr. Aristeo A. Dequito President/CEO, CARD SME Bank, Inc. |
Ms. Cynthia B. Baldeo Executive Vice President, CARD SME Bank, Inc. |
| Dr. Edzel A. Ramos Executive Vice President, CMDI |
Ms. Deverna dT. Briones Vice President for Administration and Academic Affairs, CMDI |
| Ms. Elma B. Valenzuela President/CEO, Rizal Bank, Inc. |
Ms. May S. Dawat CEO, CARD MBA, Inc. |
| Mr. Edgar V. Cauyan President/CEO, CMIT, Inc. |
Mr. Vener S. Abellera President and General Manager, CaMIA |
| Mr. Julius Adrian R. Alip President and CEO, CARD-BDSFI, Inc., CARD LFC |
Ms. Rosenda P. Aquino President, BotiCARD |
| Ms. Marilyn M. Manila Director for Curriculum Development and Studies, CMDI, MLNI |
Ms. Lyneth L. Derequito Senior Director for Support Services, CARD Inc. |
| Ms. Laarne D. Paje Vice President for Risk Management, CARD Bank |
Ms. Marissa de Mesa Executive Vice President for Audit, CARD Bank |
| CARD MRI Advisory Board | |
| Prof. Ernesto Garilao, Chairman | |
| Mr. Dennis Yaun, Adviser | |
| Atty. Adelita Vergel de Dios, Adviser | |
| Mr. Shafique Choudhury, Adviser | |
| Ms. Ellen vor der Bruegge, Adviser | |
| Mr. Benedicto Bayaua, Adviser | |
| Ms. Marilyn Alarilla, Adviser | |
CARD MRI Management Committee
CARD Bank, Inc.
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| Ms. Marivic Austria President and CEO |
Ms. Lorenza dT. Bañez Executive Vice President |
Ms. Lourdes B. Dijan Executive Vice President for Finance |
| Ms. Marissa M. De Mesa Executive Vice President for Audit |
Ms. Glenda C. Magpantay Vice President for Operations |
Ms. Herminigilda P. Manuba Vice President for Operations |
| Ms. Rowena F Galarde Vice President for Finance & Accounting |
Ms. Laarne D. Paje Vice President for Risk Management |
Mr. Ronnie D. Fallega Chief Information Officer |
| Mr. Jeffrey M. Rondina Vice President for Compliance |
Mr. Niceto Lupig Vice President for IT |
Ms. Rizaline A. Manalo Assistant Vice President for Operations |
| Ms. Lyneth Derequito Senior Director for Support Services |
Mr. Deolito C. Valdemar Director for Legal and Security Operation |
Ms. Maida B. Decano Deputy Director for Org & Admin |
| Mr. Billie Jean C. Consignado Deputy Director for Audit |
Ms. Rosafe M. Matunan HR Director |
Ms. Glenda C. Castronuevo Senior MOPG Manager |
| Ms. Baby Analyn A. Malaborbor Assistant Vice President for Operations |
Ms. Clarita G. Mercado Assistant Vice President for Operations |
Mr. Jonel A. Rapera Regional Director |
| Ms. Geralyn C. Macasinag Regional Director |
Ms. Raquel B. Zaragosa Assistant Vice President for Operations |
Ms. Jessica J. Dichoso Regional Director |
| Mr. Fundard P. Buncaras Regional Director |
Ms. Wilma D. Laurio Regional Director |
Ms. Marissa Carandang Regional Director |
| Ms. Marissa Escalona Regional Director |
Mr. Juanito I. Dela Cueva Regional Director |
Ms. Jocelyn L. Lampas Regional Director |
| Ms. Medy M. Valenzuela Regional Director |
Ms. Maridel C. Mendoza Regional Director |
Mr. Joseph I. Labastida Regional Director |
| Ms. Ma. Luella S. Bulalacao Regional Director |
Ms. Zabeth M. Opis Regional Director |
Ms. Eilen A. Reanzares Regional Director |
| Ms. Lucy G. Benedicto Regional Director |
Mr. Ace B. Montes Regional Director |
Ms. Shiela M. Nuñez Regional Director |
CARD, Inc.
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| Ms. Jocelyn Dequito Executive Director-OIC |
Ms. Marilyn M. Manila Community Development Group Director |
Mr. Samuel P. Tumbado Director for Risk Management |
| Ms. Lousel E. Cortes Director for Finance |
Atty. Anatalia F. Buenaventura Director for Corporate Legal |
Ms. Evelyn Teodora Narvaez Research Director |
| Ms. Jean Pauline B. Landicho Director for RMU, Partnerships and IG |
Mr. Josef M. Leron Director for Compliance |
Ms. Aurea D. Magpantay Director for Customer Relations-OIC |
| Mr. Vicente Jr. P. Briones Deputy Executive Director |
Dr. Roderick G. Belen Deputy Director for MAHP |
Ms. Jennifer P. Masa Deputy Director for Audit |
| Ms. Anna Therese A. de Leon Deputy Director for Audit |
Ms. Celeste B. Arceo Deputy Director for Compliance |
Mr. Gerardo R. Garcia Deputy Director for Property and Facilities |
| Ms. Marie Sharon D. Roxas Deputy Director for Treasury |
Ms. Glenda Atabay Senior Operations Director |
Mr. Alvin M. Villamena Senior Operations Director |
| Ms. Jenahlyn B. Escape Senior Operations Director-OIC |
Mr. Diomedes D. Alvarez Operations Director |
Mr. Louie P. Silvestre Operations Director |
| Mr. David A. Burgos Operations Director-OIC |
Mr. Alexis N. Garcia Operations Director-OIC |
Mr. Welland D. Sales Operations Director-OIC |
| Mr. Jeffrey R. Rilles Operations Director-OIC |
Mr. Joevill T. Tardio Operations Director-OIC |
Ms. Ma. Ana M. Toledo Senior Regional Director |
| Ms. Florife T. Reynido Senior Regional Director |
Ms. Gilnora Bahia Senior Regional Director |
Mr. Dondon A. Mercado Senior Regional Director |
| Mr. Juvy S. Ocate Regional Director |
Ms. Luzviminda A. Dalisay Regional Director |
Ms. Geralyn C. Macasinag Regional Director |
| Ms. Marina A. Sepillo Regional Director |
Mr. Jowie M. Guevarra Regional Director |
Ms. Daisy Jane D. Caballero Regional Director |
| Mr. Aldrin B. Mendoza Regional Director |
Mr. Ricky J. Reyes Regional Director |
Mr. Alejandro F. Ilagan Regional Director |
| Mr. Jonathan D. Pondevida Regional Director |
Ms. Ritchel Dacillo Regional Director |
Mr. Isidro Guevarra Regional Director |
| Ms. Gina Reyes Regional Director |
Mr. Ferdinand Hernandez Regional Director |
Ms. Jinky Mendoza Regional Director |
| Mr. Windel Dejuras Regional Director |
Mr. Rodolf Henry J. Melgar Regional Director |
Mr. Rannel D. Aranda Regional Director |
| Ms. Jessica C. Solosa Regional Director |
Mr. Arlo Von A. Subrean Regional Director |
Mr. Iranio M. Rivera, Jr. Regional Director |
| Mr. Sandy S. Bulalacao Regional Director |
Ms. Lorelie C. Alvero Senior Program Manager |
Ms. Irma A. Nuevo Managing Consultant |
| Mr. Biegear Lumontad Taguiam Regional Director |
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CMIT
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| Mr. Edgar V. Cauyan President and CEO |
Mr. Roderick D. Mercado Vice President for Business Development |
Ms. Ma. Encarnita L. Lopez Vice President for Technical Services |
| Ms. Leyne G. de Galicia Vice President for Corporate Governance |
Mr. Melvin Guanzon Chief Technology Officer |
Mr. Jigger M. Caneo Chief Integration Architect |
| Ms. Mary Grace A. Vergavera Deputy Director for Finance |
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CARD SME Bank, Inc.
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| Mr. Aristeo Dequito President and CEO |
Ms. Cynthia B. Baldeo Executive Vice President |
Ms. Cherry A. Boncajes Assistant Vice President for Operations |
| Ms. Anita F. Rapera Assistant Vice President for Operations |
Mr. Manolo M. Martinez Assistant Vice President for Marketing |
Ms. Jeannie T. La Rosa Assistant Vice President for Finance |
| Ms. Florence B. Castillo Assistant Vice President for Operations-OIC |
Mr. Benedict A. Ame Chief Compliance Officer |
Mr. Allan D. Dimaano Chief Information Officer-OIC |
| Ms. Mary Ann C. Resplandor General Accounting Manager |
Ms. Noralyn D. Silvestre Senior Regional Director |
Mr. Rodel T. Bombase Senior Regional Director |
| Mr. Dennis O. Dimaculangan |
Mr. Frederick Nicasio M. Torres Regional Director |
Ms. Leonida M. Gutierrez Regional Director |
| Ms. Joy G. Palomique Regional Director |
Ms. Shielo K. Reyes Regional Director |
Ms. Rosella Fontanilla Sansano Regional Director |
| Mr. Jayson P. Solosa Regional Director |
Mr. Jerry Montejo Senior Risk Officer |
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CARD MRI RIZAL BANK, Inc.
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| Ms. Elma B. Valenzuela President and CEO |
Ms. Juliana B. De Leon Executive Vice President |
Ms. Anna Lorraine J. Maur Vice President for Finance |
| Ms. Marites S. Pedraja Assistant Vice President for Operations- OIC |
Mr. Christopher Dela Cruz Chief Compliance Officer |
Ms. Ma. Adoracion M. Ola Assistant Vice President for Operations- OIC |
| Ms. Mary Grace A. Vergavera Assistant Vice President for Accounting- OIC |
Ms. Ruby Anne C. Dimaano Regional Director |
Ms. Medelyn K. Alimagno Regional Director |
| Ms. Venus J. Manrique Regional Director |
Mr. Rodolf Henry J. Melgar Regional Director |
Mr. Pedro Maniebo Regional Director |
| Mr. Joseph Guese Verano Regional Director |
Ms. Ruby Anne Capulong Dimaano Regional Director |
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CPMI
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| Mr. Roselito A. Magpantay Chief Operating Officer |
Mr. Allan Rey L. Sarmiento Deputy Director for Insurance Services |
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CaMIA
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| Mr. Vener S. Abellera President/General Manager |
Ms. Lailanie Moral Deputy Director for Admin and Finance |
Mr. Ely B. Rodriguez Deputy Director for Insurance Services |
CARD MBA
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| Ms. May S. Dawat Chief Operation Officer |
Ms. Janeth D. Caneo Deputy Director for Admin & Finance |
Ms. Arlene R. Umandap Deputy Director for Claims and Technical Support |
| Ms. Anna therese A. De Leon Deputy Director for Audit |
Mr. Mauricio B. Maur Deputy Director for Operations |
Mr. Oliver M. Reyes Deputy Director for Operations |
| Ms Rona R. Nava Deputy Director for Operations |
Mr. Aristopher F. Punzalan Deputy Director for Operations |
Ms. Ma. Joyce M. Alimagno Deputy Director for Operations |
BotiCARD
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| Ms. Rosenda Aquino President |
Ms. Marites S. Pedraja Deputy Director |
Mr. Ferdinand S. Umali Assistant Deputy Director for finance |
CMDI
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| Ms. Flordeliza L. Sarmiento President |
Mr. Edzel Ramos Executive Vice President |
Ms. Deverna dT. Briones Vice President for Admin and Academic Affairs |
| Mr. Neil M. Polinag Assistant Vice President for Center of Leadership/Registrar |
Ms. Carissa Monina C. Ramirez Assistant Vice President for Learning and Development |
Mr. Christian Albert A. Sandoval Assistant Vice President |
| Ms. Lourdes A. Medina Deputy Director for Publication and Academic Research |
Ms. Cleofe M. Figuracion Deputy Director for Learning Resource |
Ms. Analiza de Lumban Assistant Vice President for Finance |
| Ms. Maridel Manalo Deputy Director for Finance |
Ms. Ma. Ana Toledo Deputy Director for Training |
Ms. Glenda M. Lagarile Deputy Director for DEPE Unit |
| Ms. Marisol M. Mendelivar Deputy Director for BS Entrepreneurship |
Ms. Daisy Jane D. Caballero Associate Dean |
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EMPC
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| Ms. Aurea D. Magpantay Director for Customer Relations-OIC |
Ms. Nenia I. Peralta General Manager |
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RISE
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| Ms. Lousel Cortes President |
Ms. Amy T. Panaligan General Manager |
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CARD-BDSFI, CARD LFC and MLNI
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| Mr. Julius Adrian Alip President |
Ms. Ma. Rodessa R. Burgos Deputy Director for Operations BDSFI |
Mr. Vladimer D. Sanchez Operations Director MLNI |
CMPHI
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| Ms. Aileen F. Andal Project Cost Accounting Manager |