Our Team – CARD MRI

CARD MRI Senior Advisers

Dr. Jaime Aristotle B. Alip Founder and Chairman, CARD MRI
Ms. Aniceta R. Alip Research Senior Adviser	Dr. Dolores M. Torres Senior CARD Bank Management Adviser
Ms. Mary Jane A. Perreras Senior SME Management Adviser	Mr. Raul Dizon Senior CMIT Management Adviser
Ms. Lorenz dT. Bañez Senior Management Adviser

CARD MRI Executive Committee

Dr. Jaime Aristotle B. Alip Founder & Chairman Emeritus, CARD MRI
Dr. Dolores M. Torres Senior Management Adviser, CARD Bank, Inc.	Ms. Mary Jane A. Perreras Senior Management Adviser, CARD SME Bank Inc.
Dr. Lorenza dT. Bañez Senior Management Adviser CARD Bank, Inc.	Mr. Raul S. Dizon Senior Management Adviser, CMIT
Dr. Flodeliza L. Sarmiento Management Adviser, CARD MRI	Mr. Aristeo A. Dequito Managing Director, CARD MRI
Ms. Elma B. Valenzuela President & CEO, CMRBI	Dr. Edzel A. Ramos Senior Executive Vice President/COO, CMDI
Ms. Marivic M. Austria President & CEO, CARD Bank, Inc.	Mr. Edgar V. Cauyan President & CEO, CMIT
Ms. Jocelyn D. Dequito CEO, CARD MBA, Inc.	Ms. Cynthia B. Baldeo President, CARD SME Bank, Inc.
Ms. Lourdes B. Dijan Executive Vice President, CARD Bank, Inc.	Ms. Marilyn M. Manila Director for for Creative Ideas, CMCCI
Mr. Julius Adrian R. Alip Executive Vice President, CARD SME Bank, Inc.	Ms. Vener S. Abellera President & General Manager, CaMIA
Ms. Lyneth L. Derequito Senior Deputy Executive Director, CARD, Inc.	Ms. May S. Dawat Executive Vice President-Finance & Acctg., CARD Bank, Inc.
Ms. Laarne D. Paje VP for Risk, CARD Bank, Inc.	Ms. Rosenda P. Aquino President, BotiCARD
Ms. Marissa M. De Mesa Executive Vice President for Audit, Audit	Mr. Roderick D. Mercado President of FDS Asya, CMIT
Mr. Vicente P. Briones Executive Director, CARD, Inc.	Ms. Janet D. Caneo Director for Admin and Finance, CARD MBA, Inc.
Ms. Juliana B. De Leon Executive Vice President, CMRBI	Ms. Marie Sharon D. Roxas Senior Director for Support Services, HRD

Excom Meeting Observer
Ms. Pauline B. Landicho Director for RMU/Partnership/IG	Ms. Rosafe M. Matunan Deputy Director for HR
Ms. Maida B. Decano President for CMPMI	Ms. Anatalia F. Buenaventura Director for Corporate Legal
Mr. Deolito C. Valdemar Director for Legal and Security	Dr. Roderick G. Belen Director for MaHP
Mr. Frederick Nicasio M. Torres President of MLNI/CLFC and BDSFI

Invited Guest
Ms. Cyrene D. Lubigan Deputy Director for Publishing House
Ms. Evelyn M. Narrvaez Research Director
Ms. Maria Gracia Q. Contreras President of CARD Astro

CARD MRI Management Committee

Executive Committee
Ms. Flordeliza Sarmiento	Mr. Aristeo Dequito	Ms. Elma Valenzuela
Ms. May Dawat	Mr. Edzel Ramos	Ms. Ms. Marivic Austria
Ms. Jocelyn Dequito	Ms. Cynthia Baldeo	Mr. Edgar Cauyan
Ms. Lourdes Dijan	Ms. Marilyn Manila	Mr. Vener Abellera
Mr. Julius Adrian Alip	Ms. Lyneth Derequito	Ms. Laarne Paje
Ms. Rosenda Aquino	Ms. Marissa de Mesa	Mr. Roderick Mercado
Mr. Vicente Briones Jr.	Ms. Janet Caneo	Ms. Juliana De Leon
CMDI
Ms. Carissa Ramirez	Mr. Neil Polinag	Mr. Christian Sandoval
Ms. Glenda Lagarile	Ms. Lourdes Medina	Ms. Analiza De Lumban
Ms. Marisol Mendelivar	Ms. Daisy Jane Caballero	Ms. Ma. Ana Toledo
Ms. Ana Theresa De Leon
Secretariat
Ms. Tin Evangelista	Ms. LA Dalisay	Ms. Ferl Becina
Ms. Joyce Lopez
CaMIA
Ms. Mary Ann Resplandor	Mr. Ely Rodriquez	Mr. Allan Sarmiento
Mr. Gerardo Batarlo
CARD, Inc.
Mr. Alejandro Ilagan	Mr. Windel Dejuras	Ms. Glenda Castronuevo
Mr. Jonathan Pondevida	Ms. Gilnora Bahia	Ms. Jinky Mendoza
Ms. Florife Reynido	Ms. Gina Reyes	Mr. Alexis Garcia
Mr. Dondon Mercado	Mr. David Burgos	Mr. Jowie Guevarra
Mr. Juvy Ocate	Mr. Louie Silvestre	Ms. Luzviminda Dalisay
Mr. Joevill Tardio	Mr. Jeffrey Riles	Mr. Welland Sales
Ms. Marina Sepillo	Ms. Ritchel Dacillo	Mr. Rannel Aranda
Mr. Arlo Von Subrean	Ms. Jessica Solosa	Mr. Isidro Guevarra
Ms. Glenda Atabay	Mr. Samuel Tumbado	Mr. Alvin Villamena
Mr. Judith Yeban	Ms. Lousel Cortes	Mr. Josef Leron
Ms. Lorelie Alvero	Ms. Maricel Lim	Ms. Iranio Rivera Jr. (IG)
Mr. Sandy Bulalacao	Mr. Larry Jun Barcoma	Mr. Freddie Cuevas
Mr. Biegear Taguiam	Mr. Raymond Quilit	Ms. Judy Aban
Mr. Mariano Blasco	Mr. Norman John Bulao	Mr. Rex Mayol
Mr. Argel Cabuhal
CARD Bank, Inc.
Ms. Rizaline Manalo	Ms. Clarita Mercado	Ms. Analyn Malaborbor
Ms. Glenda Castronuevo	Ms. Raquel Zaragoza	Mr. Juanito dela Cueva
Ms. Jessica Dichoso	Ms. Jenet Constantino	Mr. Jonel Rapera
Ms. Ma. Luella Bulalacao	Ms. Marissa Carandang	Ms. Marissa Escalona
Ms. Wilma Laurio	Mr. Fundard Buncaras	Ms. Glenda Magpantay
Mr. Ronnie Fallega	Ms. Herminigilda Manuba	Ms. Rowena Galarde
Mr. Jeffrey Rondina	Mr. Niceto Lupig	Ms. Zabeth Opis
Mr. Joseph Labastida	Ms. Geralyn Macasinag	Ms. Jocelyn Lampas
Ms. Medy Valenzuela	Ms. Maridel Mendoza	Ms. Leslie Marcaida
Ms. Maria Fe Yap	Ms. Genalyn Decillo	Ms. Lucy Benedicto
Ms. Maria Fe Busadre	Mr. Ace Montes	Ms. Daryl Dane Laggui
Mr. Michael Borja	Ms. Eilen AndradeReanzares	Ms. Shiela Nuñez
Ms. Venancia Salazar	Ms. Melody Escorsa	Ms. Arlene Corbantes
Ms. Shiela Reginio	Mr. Hector Naquila	Mr. Rex De Lumban
Ms. Leonisa Manalo
CARD MRI RBI
Ms. Adoracion Ola	Mr. Pedro Maniebo	Ms. Lorraine Maur
Mr. Christopher dela Cruz	Ms. Marites Pedraja	Ms. Venus Manrique
Mr. Rodolf Henry Melgar	Ms. Mary Grace Vergavera	Ms. Medelyn Alimagno
Ms. Ruby Anne Dimaano	Mr. Joseph Verano	Ms. Nenia Peralta
CARD SME BANK
Ms. Florence Castillo	Ms. Noralyn Silvestre	Ms. Anita Rapera
Mr. Rodel Bombase	Ms. Joy Palomique	Mr. Jerry Montejo
Ms. Jeannie T. La Rosa	Ms. Cherry Boncajes	Mr. Allan Dimaano
Mr. Manolo Martinez	Mr. Dennis Dimaculangan	Mr. Benedict Ame
Ms. Leonida Gutierrez	Ms. Patricia Saballo	Ms. Shielo Reyes
Ms. Rosella Sansano	Ms. Juliana Salcedo	Mr. Jayson Solosa
Ms. Mary Rose Venerayan	Ms. Jennifer Masa	Ms. Lourdes Marasigan
Ms. Amalia Ditchoso	Ms. Marites Angara	Ms. Eva Mandalihan
Support Units & Other Institution
Ms. Aileen F. Andal	Mr. Deolito Valdemar	Atty. Ana Buenaventura
Ms. Sharon Roxas	Ms. Rosafe Matunan	Ms. Maida Decano
Ms. Pauline B. Landicho	Ms. Jewel Consignado	Ms. Aurea Magpantay
Mr. Gerardo Garcia	Dr. Roderick Belen	Ms. Evelyn Narvaez
Ms. Celeste Arceo	Mr. Roselito Magpantay	Ms. Maridel Manalo
Ms. Charissa Adorna	Ms. Rona Nava	Ms. Cyrene Lubigan
CLFC/BDSFI/MLNI
Mr. Frederick Torres	Mr. Vladimer D. Sanchez	Ms. Rodessa Burgos
Ms. Amy Panaligan
CMIT
Ms. Leyne de Galicia	Ms. Ma. Encarnita Lopez	Ms. Lailanie Moral
Mr. Jigger Caneo
CARD MBA
Mr. Mauricio Maur	Ms. Mr. Oliver Reyes	Ms. Arlene Umandap
Ms. Ma. Joyce Alimagno	Ms. Gina Nevado	Mr. Francis Montilla
Mr. Michael Kelvin Junos	Ms. Jennifer Redublo
CPMI
Mr. Aristopher Punzalan
ADVISERS
Dr. Jaime Aristotle Alip	Ms. Aniceta R. Alip	Dr. Dolores M. Torres
Ms. Mary Jane A. Perreras	Mr. Raul Dizon	Ms. Lorenza Bañez
OBSERVERS
Ms. Melany Viajante	Ms. Mico Cabance
INVITED GUEST
Ms. Melinda Grace Labao	Mr. Derwin Donado	Ms. Grace Contreras
Mr. Raymond Uy	Ms. Gina Panelo	Ms. Rhea Race