Our credit programs provide loans to small businesses which the members undertake. These give them the opportunity to save and build up their own capital, thereby enhancing their credit-worthiness.
By partnering with CARD Mutual Benefit Association, Inc. (CARD MBA, Inc.), our members are insured in times of uncertainties. CARD, Inc. members, being a part of CARD Mutually Reinforcing Institutions, are automatically enrolled in the service. Our members pay an affordable amount of premium for the microinsurance that when in times of sudden and unforeseen events such as accident, death, or disability, our members can claim financial assistance from the association.
Through this program, CARD, Inc. members are trained in topics about health, business, CARD MRI’s products and services, microinsurance, disaster preparedness, and credit discipline by the CARD-MRI Development Institute, Inc. (CMDI).
As we aim to provide our members and their families with every social need, we collaborate with similar organizations and individuals that share the same development goals. We also contribute to the communities we serve through health, livelihood, environment, and educational programs.