At A Glance

As of November 30, 2022


2.67M+

Clients Served


11.24 billion+

outstanding loan


1,500+

number of offices

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Who We Are

The Center for Agriculture and Rural Development (CARD, Inc.) is a social development organization founded in December 1986 that provides a range of community development services to the landless poor women.

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What We Do

Through a holistic approach to development, we address the different needs of our members and clients. We aim to change the lives of the women we serve by empowering them to become the best they can be.

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How We Do Things

CARD, Inc. implements approaches and methods that safeguard its microfinance clients from indebtedness. These include implementation of center meetings, credit investigation among clients, and credit bureau.

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Our Community

CARD, Inc. envisioned women empowerment when it started in 1986. Now, stories of how we changed women’s lives all over the country are living testimonies that indeed, our vision is coming to life. We make it happen by giving the best service we could give while building meaningful partnerships with organizations and individuals with the same mission as ours.

In 2013, CARD, Inc. decided to go back to the core purpose of its establishment: to reach the poorest of the poor families. Thus, the Microfinance Services for the Harder-to-Reach Poor (MSHRP) was established. It aims to develop poor communities by assisting them financially through microfinance services. What sets MSHRP apart from the usual CARD, Inc. Operations is that it trains the members to become financial literate for five weeks before being allowed to avail of loans. Now operates in the poorer communities in the province of Bicol and Quezon.





Client Success Stories



The beauty in the business
Posted on October 28, 2022 Jessa Balesteros, a single mother,…

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A mother’s wish
Posted on October 11, 2022 Claribel Ramacho, an entrepreneur from…

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Like no other
Posted on September 23, 2022   Switching from employment to…

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News

CARD Inc. (A Microfinance NGO)…

Posted on December 28, 2022... Read More

CARD, Inc. named one of…

Posted on November 07, 2022... Read More

The beauty in the business

Posted on October 28, 2022... Read More

A mother’s wish

Posted on October 11, 2022... Read More

Like no other

Posted on September 23, 2022... Read More

Paying it forward

Posted on July 8, 2022... Read More

CARD Scholarship Program Annual Qualifying…

CARD Scholarship Program (CSP)would like... Read More
CARD Scholarship Program Annual Qualifying Examination for Batch 23 (Sy 2022-2026)

Growth even in dry season

Posted on May 6, 2022... Read More