At A Glance

as of April 2020


1.9M+

Clients Served


7.7 billion+

outstanding loan


1,700+

number of offices

READ MORE



Who We Are

The Center for Agriculture and Rural Development (CARD, Inc.) is a social development organization founded in December 1986 that provides a range of community development services to the landless poor women.

LEARN MORE ABOUT US…



What We Do

Through a holistic approach to development, we address the different needs of our members and clients. We aim to change the lives of the women we serve by empowering them to become the best they can be.

LEARN MORE ABOUT US…



How We Do Things

CARD, Inc. implements approaches and methods that safeguard its microfinance clients from indebtedness. These include implementation of center meetings, credit investigation among clients, and credit bureau.

LEARN MORE ABOUT US…



Our Community

CARD, Inc. envisioned women empowerment when it started in 1986. Now, stories of how we changed women’s lives all over the country are living testimonies that indeed, our vision is coming to life. We make it happen by giving the best service we could give while building meaningful partnerships with organizations and individuals with the same mission as ours.

In 2013, CARD, Inc. decided to go back to the core purpose of its establishment: to reach the poorest of the poor families. Thus, the Microfinance Services for the Harder-to-Reach Poor (MSHRP) was established. It aims to develop poor communities by assisting them financially through microfinance services. What sets MSHRP apart from the usual CARD, Inc. Operations is that it trains the members to become financial literate for five weeks before being allowed to avail of loans. Now operates in the poorer communities in the province of Bicol and Quezon.





Client Success Stories



Melinda Padlaon
Owner of a piggery, sari-sari store, and pasalubong center from…

Read More >>


Lucila Datuin
Owner of MLR Souvenirs from Vigan Just like any small…

Read More >>


Ruth David
Owner of a hoggery, a piggery, and a bakeshop from…

Read More >>