Terms of Use

Terms of Use
These terms of use govern your use of our website; by accessing this website in any way, you are agreeing to be bound by these Terms and Conditions. If you do not agree with anything in this notice you should not use this website.

Intellectual Property

This website and all of its original content are sole property of CARD Pioneer Microinsurance Inc., a member of CARD MRI, and are fully protected by appropriate copyright and other intellectual property rights laws.

Operator of Website

This website is operated by CARD MRI Information Technology Inc. for CARD Pioneer Microinsurance Inc. with its registered office at 20 ML Quezon St., San Pablo City, Laguna, Philippines.

If you have any concern on the content which appears on this site or wish to correspond with us in relation to this website, please contact us using the following contact information: corpcomm@cardbankph.com

Permitted and Prohibited Use of Website

Access to, and use of this site, including viewing, downloading, printing and reproducing of pages, images and other content on this site which has been originated and provided directly by CARD Pioneer Microinsurance Inc. is prohibited unless specifically permitted in these Terms.

CARD Pioneer Microinsurance Inc. gives limited, non-transferable, non-exclusive, revocable permission for users to access and make personal, non-commercial use of this site and site content as a support and communication resource, subject to restrictions below:

  • copy, reproduce, duplicate or otherwise exploit material on our website for a commercial use;
    • user may electronically copy and print in hard copy provided that all copyright and proprietary notices are retained on the site content
  • edit or modify any of the site content;
  • republish materials from this website without prior consent of CARD Pioneer Microinsurance Inc.;
  • sell, rent or otherwise sub-license material from the website;
  • redistribute material from this website, except for content specifically and expressly made available for redistribution; or
  • any systematic or automated data collection activities such as use of data mining, robots, or similar data gathering and extraction tools without our written consent.
Limitations and exclusions of warranties and liability

While we endeavor to ensure that the site content is correct and reliable, without limitation:

  • CARD Pioneer Microinsurance Inc. gives no warranty as to the accuracy of any statements published on this site;
  • CARD Pioneer Microinsurance Inc. gives no warranty that materials and information on this site will be constantly available and kept up to date;
  • CARD Pioneer Microinsurance Inc. gives no warranty to a secure or error-free site or the server that makes it available are free from viruses and harmful components.

CARD Pioneer Microinsurance Inc. is not liable for any damage or loss of data from viruses that may affect your computer and/or other property on account of use of this site including downloading any of the site content.

Acceptable Use

User shall not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is or in connection to unlawful, illegal, fraudulent or harmful and malicious computer software activities.

User shall not use this site in a way that breaches these Terms and Conditions or that causes or is likely to cause any damage, interruption or impairment of this site. If you breach these terms of use in any way, we may take such action as we deem appropriate to deal with the breach.