CARD Pioneer Microinsurance Products

Sagip Plan is an insurance package with three benefits: Personal Accident, Burial Benefit, and Calamity Aid which covers damages caused by fire, typhoon, flood, and earthquake.

CARD Care Plus – is a product for CARD members and is also good for income providers. At 410 pesos premium, it has Personal Accident Benefit worth 10,000 and Daily Hospital Income of 500 per day up to 15 days as cash assistance when the Insured gets confined due to accident or sickness.

Kabuklod Plan is an insurance for organized groups worth 500 pesos and has benefits of Personal Accident, Burial Benefit, and Fire Cash Assistance..

ER Care is a health and emergency room insurance which gives immediate medical assistance in case the Insured needs to be admitted to the Emergency Room due to accident, sickness, childbirth, and surgery. It also has Daily Hospital Income benefit.

Medicash Denguee is an insurance that gives 10,000 pesos cash assistance to the Insured or the Beneficiary when the Insured gets diagnosed with dengue

Medicash Leptospirosis s is an insurance that gives 10,000 pesos cash assistance to the Insured or the Beneficiary when the Insured gets diagnosed with leptospirosis

NegoSure is an insurance product for owners of small businesses with physical store (eg. sari-sari store). The benefits include Reconstruction Benefit in case the structure burns down due to fire. It also has a Personal Accident for the Insured that gives cash assistance (to Insured or Beneficiary) should he/she suffer from dismemberment/disablement or dies due to an accident.

ProteKITA is a cash assistance for physical stores that have been damaged by calamity and fire. Owner will also be insured with personal accident. Claim amount for Business Interruption benefit will depend on the percentage damage as a result of the continuous twenty-four (24) hour Business Interruption from normal operations.

Binhi is a crop insurance that is mandatory for CARD agri-loan borrowers who have corn and rice as crops. Cash assistance is given to farmer when crops are damaged due to perils stated in the policy such as low-pressure area (LPA), typhoon, or southwest monsoon (habagat).

Dakila is a program that has a feature, “Kwarta at Kahon” which aims to give deceased members the dignified burial they deserve. We provide support and all necessary services from retrieving the deceased to delivering them to their final resting place should the beneficiary choose to.
The benefits include 30,000 for memorial service with accredited funeral homes and 10,000 cash assistance.

Konek2Protek Protection of the Konek2CARD agents and the money involved in
Konek2CARD transactions (remittance/collections).





CPMI Product Matrix