Loan Products

We provide various loan product designed to meet the needs of our members.

Regular Loan

This type of loan is regularly provided to member/s of the Cooperative. It can be maximize up to the extent of maximum aggregate loan and renewable upon payment of the 30% of the existing loan balance.

Multi-Purpose Loan

This type of loan is for general purposes. Particularly an additional loan if Regular loan is already existing and renewable upon payment of 30% of the existing balance. The maximum term is up to 24 months only.

Insurance Loan

In partnership with CaMIA, CARD MRI staff may avail Sagip Plan insurance with a maximum loan amount of PhP10,000. Sagip Plan is a family insurance package with three (3) insurance benefit all in for only Php 2000.00 per family. The plan covers Personal Accident, Funeral Benefit of the principal member of the family, spouse and two (2) children and rehouse for the damaged of house due to fire and natural calamities like typhoon, flood and earthquake.
*For more information, please send an email to (empc official email) to get a copy of the terms and conditions and interest rate for loan application.

Housing Loan

This type of loan intends for lot purchases, house repair and construction.

Pocket Loan Product

The product is launched as an additional loan to help EMPC members to support their minimal but immediate financial needs to augment their day-to-day cash or pocket necessity.

Health Provision

As CARD MRI regards its thousands of personnel as its greatest asset, we would like to secure the health of CARD MRI staff.

We provide

  • Dental care provision
  • Consultation /Out-patient provision
  • Hospital confinement provision
  • Laboratory Test provision
  • Annual Physical Examination provision