Loans

To ensure that the poorest of the Filipino have access to financial services, CARD MRI RIZAL BANK, Inc. offers microfinance loans for clients who engage in livelihood activities, enterprises, or business.

Microfinance Loans

We offer microfinance loans for clients who engage in livelihood activities, enterprises, or business.

MF-Sikap 1

  • For working and business capital
  • Initial loan amount :  up to Php20,000
  • Maximum Loan Amount : Php150,000

MF - Sikap 1 GLIP

  • For  existing clients who are 70 y/o and above who are enrolled in Golden Life Insurance Program (GLIP)
  • For working and business capital
  • Loan amount:  up to Php 20,000

MF - Microfinance Plus

  • For existing microfinance clients who have availed at least two microfinance loans ranging from Php50,000 to Php150,000
  • For working and business capital
  • Loan amount:  Php150,001 to Php300,000

MF - Micro Housing

  • Intended for house improvement, repair or renovation
  • Loan amount:  up to Php300,000

MF - Micro Agri Loan        

  • Can be used in implementing agricultural and other agriculture related businesses
  • Loan amount:  up to Php20,000
SME Loans

For microfinance clients who have demonstrated the potentials to develop their businesses even further, CARD MRI RIZAL BANK offers SME loans to prepare them for their plans of expansion. Loans under this category are called SME-Working Capital and SME-Investment.

  • For microfinance clients who need a working capital more than Php300,000
    • Working Capital 
    • Investment Loan
  •    Loan amount:  up to Php5,000,000 
Other Loans

CARD MRI RIZAL BANK also makes other loans available for microfinance clients to respond to their other needs. These are individual, educational, health and cellphone loans.

 

Educational Loan

  • For clients who are needing financial assistance in sending their children to school 
  • Loan amount
    • Elementary/ZEDRES: up to Php3,000
    • Highschool/ College : up to Php10,000 

 

 

Personal Loan

  • Providing flexible financial assistance for existing members personal consumption
  • Loan amount : up to Php20,000

 

 

Cellphone Loan

  • Offered to microfinance clients for the purpose of acquiring mobile phone/cellphone unit to support the bank’s implementation of its mobile financial services.
  • Loan amount : up to Php10,000

 

 

Health Loan

  •  Intended for paying the following:

-  SSS Premium 
-  PhilHealth Premium 
-  Insurance Premium
 - Laboratory Fees

 

Special- Agri Loan Program(SALP)

Special Agri Loan Program (SALP)

  • Aims to grant agricultural loans to satisfy the financing needs for working capital or fixed assets of the farm or related expenses
  • Loan amount:  up to Php300,000