Stories of Change

Supermom: A story worth telling

  Len Marie M. Gonzon knows the word ‘challenging’ all too well.  She and her husband were in a single income household, trying to make ends meet raising their four children.  Len found out that one of their children had a genetic disorder and she knew that she had to be present and will have […]

Agnes Ornos

Balut, penoy, bakery   Agnes Ornos resigned from her job as a Community Organizer for Mangyan Program for Development in Socorro, Oriental Mindoro in 1993 because she wanted to take care of her kids. She started her balut and salted eggs business in the same year.   “Ducks won’t lay eggs if they are not […]

Editha Miranda

From ash to cash   It was February 6, 2001, a day after the town fiesta. Several days before, Editha Miranda’s sari-sari store was packed with customers buying food and food ingredients, drinks and other goodies for the festivities. The store earnings in the past days were exceptionally high because of the occasion. Butthe festive […]

Maria Calilap

Input supplies = rice and more   It was on April 2, 2002 when Maria Calilap became a CARD member. She was so glad that finally she was taken in. She attempted to apply for CARD membership years before but her application was denied because her assets were more than the P50,000-limit set by CARD. […]

Mary Jean Sarilla

A sweet life   Mary Jean Sarilla, the wife of the Barangay Councilor of Balaba, Polangui, Albay was initially hesitant in joining CARD. She was afraid that she might not be able to pay should she avail of a loan. Eventually in July 2005, upon the constant prodding of her husband, she applied for membership, […]

Ofdulia Valencia

Fruit Preserves, Atchara and Fruit and Vegetable Trading   “I can easily raise PHP10,000 weekly for loan repayment.”, declared Nanay Ofdulia. A CARD member for two years, Ofdulia Valencia’s last loan was PHP100,000. She wants to double this amount in her next loan cycle. In 1992, Nanay Ofdulia asked her husband, Javier, to quit his […]

Priscilla Brigola

They gave me wings How I wish that my three older children can go back to school”, Prescilla sighs. The first three of the seven children of Prescilla and Will have finished high school but due to lack of money, they could not pursue further education. Rose Ann, 20 and Sandra, 17, are helping their […]

Gemma and Floro Salinas

  Floro Salinas runs FNDG Shells and handicrafts with his wife Gemma. Together they face the challenges and reap the benefits of their hard work. They also learn business — and life — lessons in their daily operations.   Floro worked for a software company in Manila until one day, he woke up feeling that […]

Institutional Partners

  • Ace Consulting and General Services
  • Aldiz Incorporated
  • Cordaid
  • Fundacion CODESPA
  • Granma
  • Jollibee Group Foundation
  • LCC (Liberty Commercial Center)
  • Mama Sita
  • Microventures Foundation Inc.
  • NCCC Palawan and Davao
  • Pharos Off Grid
  • Pinoy Me
  • Puregold Laguna
  • Rags to Riches
  • Splash Corporation