At A Glance

as of January 31, 2026


1.3 Million +

Clients Served


11 Billion +

Outstanding Loan


310

Number of offices

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Who We Are

We are one of the fastest and steady growing thrift banks in the country, particularly in the CALABARZON region. Complemented by highly competent, skilled and experienced personnel with unparalleled commitment and dedication, CARD SME Bank, Inc. fulfills its part in nation building by providing Micro, Small and Medium Entrepreneurs (MSMEs) much needed support to sustain their businesses which will ultimately improve the economic landscape of our trading areas.

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What We Do

As a full-fledged thrift bank, we provide value-added bank products and services to members and non-members alike, from a simple savings account or time deposit to more comprehensive loan products such as microfinance loans to less fortunate individuals who want to help themselves gain financial freedom. We also provide business loans to Small and Medium Entrepreneurs (SMEs) to help them grow their business.

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How We Do Things

We pride ourselves in putting our customers first in everything that we do. Our microfinance methodologies are proven effective as they do not only provide financial assistance to members but also teaches them the discipline in managing their finances.

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Our Community

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Client Success Stories



Rippling effect of turning dreams into progress

Posted on: March 6, 2026 Written by: Josephine M. Ramos Glaiza Velasco, together with her husband, has attended...

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From a humble store to venturing more

Posted on: February 26, 2026 Written by: Josephine M. Ramos Melca Ombion ensures that her sari-sari store is packed with...

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Weaving her way back

Posted on: February 12, 2026 Written by: Josephine M. Ramos Eleodora Carreos from Calamba City, Laguna, proudly showcases her beautifully...

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